Abstract
The legal reserve is an essential indicator of monetary policy. Therefore, we will explain its effect on the cash credit of the banking sector, and this is the goal of the study, due to its great importance in maintaining the liquidity of Iraqi banks and benefiting from their reserves in profitable and good investments. Therefore, the effect of (the independent variable, the legal reserve) was measured and analyzed on (the dependent variables), which are (total cash credit, cash credit to the private sector, and cash credit to the public sector) for the period (2010-2022). Meta-analytical and meta-analytical methods were used through the statistical program (spss). The research has shown a significant effect of the legal reserve variable on the dependent variables, which are.(total cash credit, cash credit to the private sector, and cash credit to the public sector). This is because the legal reserve is a means of safety for depositors in banks, which contributes to increasing deposits in the banking sector, which in turn contributes to expanding the banking sector's ability to grant cash credit. Due to the relationship between the legal reserve and the total cash credit, the research recommends providing support to the banking sector to maintain banking liquidity and control the volume of credit granted.
